Privacy Policy

Finsight – Expense Tracker Last updated: May 2025

Finsight is a personal expense tracker built for Android. This policy explains what data the app accesses, how it is used, and your rights.

1. Summary

Question	Answer
Do we collect personal data?	No
Do we send any data to a server?	No — the app has no internet permission
Do we use analytics or advertising?	No
Where is your data stored?	Only on your device, in a local SQLite database
Can we access your data?	No — we have no server or backend

2. Data Stored on Your Device

All data you enter — expenses, categories, notes — is stored exclusively on your device in a local SQLite database. This data is never transmitted, synced, or backed up to any external server.

The app explicitly declares android:allowBackup="false", which means your expense data is excluded from Android's cloud backup system as well.

3. SMS Permission

Finsight requests SMS permissions only if you enable the "SMS Auto-detect" feature in Settings:

android.permission.RECEIVE_SMS
android.permission.READ_SMS

What the app does with SMS access

Scans incoming SMS messages solely to detect bank transaction alerts (UPI debits, credit card charges) from known Indian bank sender IDs.
When a bank transaction SMS is detected, the app shows a confirmation dialog. Nothing is saved unless you tap "Add Expense".
SMS content is never stored, logged, or transmitted anywhere.
The SMS feature can be disabled at any time from Settings.

What the app does NOT do

Does not read personal, OTP, or non-bank SMS messages.
Does not upload, forward, or share any SMS content.
Does not access contacts, call logs, or any other sensitive data.

4. Storage Permission

On Android 8 and 9, the app requests WRITE_EXTERNAL_STORAGE only when you use the "Export CSV" feature in Settings. The exported file stays on your device and is not transmitted anywhere.

5. No Internet Access

Finsight does not request the INTERNET permission. It is technically impossible for the app to send any data over a network.

6. No Third-Party SDKs

The app does not integrate any analytics, advertising, crash-reporting, or social-login SDKs. The only third-party libraries used are open-source UI and database libraries (Jetpack Compose, Room, Hilt, Vico charts) which do not collect or transmit data.

7. Children's Privacy

Finsight does not knowingly collect information from children. The app contains no user accounts, no data collection, and no network connectivity.

8. Changes to This Policy

If we update this policy, the new version will be published at
https://unstruxai-admin.github.io/expensetracker/privacy
with an updated "Last updated" date.

9. Contact

If you have questions about this privacy policy, contact us at:
Email: info@unstruxai.com

Finsight is developed independently. Your data is yours — it never leaves your phone.